mPokket is an app based digital lender. mPokket provides instant personal loans to the underserved youth of India - including college students, salaried professionals, gig workers and self employed individuals. After completing their KYC on the app, customers can receive the loan amount via instant credit to their bank account. Using alternate data and advanced AI and machine learning based underwriting models, mPokket is even able to provide credit to borrowers that are new to credit or those that do not have high credit scores.