• Founded in

    2012

  • Company Industry

    Financial Services

  • Headquarters

    260 Sheridan Ave, Palo Alto, - 94306, California, US

About us

EarnIn lets you access your money as you earn it — not days or weeks later. We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms. EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like A16Z, Matrix Partners, and DST. Since our founding in 2013, 3.8 million customers have given it over 380,000 5-star reviews for helping them access over $15 billion in earnings. That means: - 49% can now cover an unexpected expense of $400 since using EarnIn - 73% can budget more effectively with EarnIn - 66% have been able to pay bills on time with EarnIn’s help We’re proud of that impact. Because no one should feel stuck — held back from their ambitions, their life — simply because they can’t access the money they’ve already earned. That’s why EarnIn is here, to help people move forward with the lives they want today and the goals they have for tomorrow. Join us. EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.
  • Funding Round/Series

    Series C

  • Funding Amount

    $ 125M

Current Openings at EarnIn

Senior Software Engineer

4 Years ExpHybrid
C#JavaPythonGoScalaDatabasescontinuous integration

Sr. Data Analyst

4 Years ExpHybrid
Marketing AnalyticsProduct AnalyticsData ScienceSQLPythonRSEO

Senior Software Engineer (AI Dev Productivity)

4 Years ExpHybrid
PythonGoAI workflowsLLMsragMCPAPIS

Senior Site Reliability Engineer (SRE)

4 Years ExpHybrid
SRESoftware EngineeringObservabilitySLOsSLIsAi productivity toolsIncident Management

Senior Platform Software Engineer (CI/CD)

4 Years ExpHybrid
KubernetesGitOpsPythonCI/CDAWSArgo CDGo

Senior Platform Software Engineer (K8s)

4 Years ExpHybrid
KubernetesGitOpsCI/CDGoPythonObservabilityTerraform

Staff Software Engineer (Money Platform)

7 Years ExpHybrid
Technical LeadershipCollaborationPaymentsFintechData-DrivenPerformance Optimizationsystem quality

Staff Software Engineer

7 Years ExpHybrid
SoftwareDesignDevelopmentRest APIsCollaborationtestingDebugging

Software Engineer

3 Years ExpHybrid
Software Engineeringprogramming languageDatabasescontinuous integrationFunctional TestsKubernetesMicroservices

Software Engineer

3 Years ExpHybrid
Software EngineeringC#KotlinJavaPythonGoScala

Senior Software Engineer

4 Years ExpHybrid
C#JavaPythonKotlinMicroservicesKubernetesRest APIs

Staff Software Engineer (Money Platform)

7 Years ExpHybrid - Bengaluru
C#KotlinBackend DevelopmentRest APIsTest automationData-driven systemsTechnical Strategy

Staff Platform Software Engineer

7 Years ExpHybrid - Bengaluru
Cloud InfrastructureAWSKubernetesTerraformAnsibleCICDObservability

Manager, Engineering (Fullstack)

7 Years ExpHybrid - Bengaluru
Software EngineeringArchitecturePayments systemsTeam LeadershipCross-functionalScalable CodeMentoring

Senior Machine Learning Engineer

4 Years ExpHybrid - Bengaluru
Machine LearningPythonData EngineeringAlgorithmssoftware applicationsProductionizing ML

Staff Data Analyst

7 Years ExpHybrid - Bengaluru
SQLPythonMachine LearningRCupedSequential testingBayesian testing

Sr. Data Analyst

4 Years ExpHybrid - Bengaluru
Product AnalyticsData ScienceSQLPythonRMachine Learningexperimentation

Senior Machine Learning Engineer

4 Years ExpHybrid - Bengaluru
Machine LearningPythonData Engineeringsoftware applicationsMachine Learning AlgorithmsProductionizing Systems