• Founded in

    2021

  • Company Industry

    Financial Services

  • Headquarters

    London, United Kingdom

About us

Company Profile: BKN301

BKN301 is a leading provider of Banking-as-a-Service (BaaS) and payment processing solutions, designed to empower traditional banks, fintech companies, and financial institutions in fast-growing digital markets. By offering a highly flexible, scalable, and compliant platform, BKN301 enables businesses to expand globally and modernize their financial services without the burden of complex infrastructure.


Core Offerings

1.BKN301 BaaS Orchestrator:

  • A proprietary platform that integrates core banking and payment processing services through a single, unified API gateway.
  • Allows businesses to select and customize services based on specific needs, ensuring flexibility, scalability, and efficiency.
  • Modular design enables clients to choose only the features required, such as account management, acquiring, issuing, cross-border payments, and more.

2. 301pay:

  • A white-label payment solution that simplifies payment acceptance for businesses by leveraging efficient and secure technology.


Technology Capabilities

BKN301 employs cloud-based APIs and blockchain technology, allowing clients to operate seamlessly across different countries and regulatory environments. The platform connects with over 10 different providers, making it a powerful tool for building custom financial services and payment solutions.


Key Features

  • Unified Technology Gateway: Provides a single API that connects various core banking systems, payment processors, and third-party services.
  • Modularity: Businesses can choose only the services they need, offering flexibility in service integration and scaling as they grow.
  • Contract-as-a-Service Model: Tailored, adaptable services based on client-specific requirements.
  • Regulatory Compliance: As a regulated entity, BKN301 provides proprietary and partner financial licenses to ensure compliance in every market.
  • Cost Efficiency: Cloud-based infrastructure and a pay-as-you-use pricing model lower setup and operational costs.


Solutions for Different Markets

1.For Fintechs and Neobanks:

  • Seamless Integration: Fintechs can easily integrate BKN301 solutions with minimal disruption to their business operations.
  • Compliance and Global Reach: Access to a regulated environment and necessary financial licenses for operating in multiple markets.
  • Core System Integration: Flexible connection to preferred service providers, allowing fintechs to tailor offerings to differentiate from traditional competitors.
  • Speed and Efficiency: Faster implementation times and lower costs compared to traditional bank integrations.

2.For Traditional Banks:

  • Seamless Legacy System Integration: Enables banks to integrate new technologies without disrupting existing infrastructure, modernizing their offerings and improving competitiveness.
  • Access to New Markets: The BKN301 platform provides the licensing and infrastructure necessary for banks to expand into new geographies.
  • Unified Technology Gateway: Banks can utilize a single API to innovate and add new services while maintaining legacy systems.


Mission and Vision

BKN301 aims to remove financial barriers and create an inclusive financial environment, empowering businesses and individuals to thrive in the digital economy. By offering cutting-edge, compliant solutions, the company strives to unlock new revenue streams and enhance customer experiences globally.


Global Expansion Focus

With a vision of enabling businesses to expand globally, BKN301 handles the technical complexities of core banking and payments, allowing its clients to focus on their core operations. The company ensures compliance with local regulations in each market through its financial licenses and partners’ licenses.


Why Choose BKN301?

  • Focus on Core Competencies: Clients do not need to manage technical infrastructure, allowing them to focus on core business operations.
  • Global Reach with Local Compliance: The platform’s ability to provide licensing ensures seamless expansion into new regions.
  • Scalability and Flexibility: The modular design and Contract-as-a-Service model provide businesses with the flexibility to grow and innovate at their own pace.


BKN301 is a trusted partner for businesses looking to modernize their financial services and compete in an increasingly digital and global financial landscape.




  • Funding Round/Series

    Series A Round

  • Funding Amount

    $24.3M

  • Latest Funding Date

    July, 2022

  • Investors

    Azimut Digitech Fund, PayU GPO, Federico Ghizzoni, CRiF, Dualcore, Abalone Group,Mastercard,Stiven Muccioli Banca di San Marino, Luca Bertozzi

Top competitors of BKN301 include SquareFlutterwave and Nuvei.

BKN301 ranks 21st among 240 active competitors. 36 of its competitors are funded while 35 have exited. Overall, BKN301 and its competitors have raised over $4.21B in funding across 108 funding rounds involving 235 investors. There are 3 private unicorns, 9 public and 26 acquired companies in the entire competition set.


Culture

At BKN301, the company culture is driven by innovation, inclusivity, and a commitment to making financial services accessible and transformative for everyone. With a strong focus on customer-centric innovation, BKN301 tailors its Banking-as-a-Service (BaaS) and payment solutions to meet the diverse needs of businesses and individuals in both developed and fast-growing markets.


The company fosters a global perspective, adapting its services to local conditions while promoting collaboration and flexibility across regions such as Europe, the Middle East, North Africa, and the Caucasus. Purpose-driven work is at the heart of BKN301's ethos, as the team is dedicated to breaking down financial barriers and creating inclusive opportunities, believing that financial freedom is a fundamental right. This mission shapes a culture where partnerships are valued over profits, with a focus on building lasting relationships with clients. Inclusivity and empowerment are integral, both in delivering accessible financial solutions and in fostering a diverse and supportive work environment where ideas are encouraged.


In the rapidly evolving fintech landscape, BKN301 promotes continuous growth and learning, empowering employees to innovate and contribute to shaping the future of global finance. This culture reflects the company's vision of a world where financial services are not only accessible but also user-friendly, secure, and empowering for all.



Company Benefits

  • Health Insurance
  • Leave Benefits
  • POTs